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Buy or rent in Lombok?

Lombok · Utrecht

Lombok is lively and multicultural just west of the centre, with the Kanaalstraat's shops and a short cycle to the station. Prices sit below the centre for similar access, which tends to shorten the break-even year for buyers who stay.

Typical price
€ 480.000
Typical rent
€ 1.850/mo
Price per m²
€ 6.154
Run the numbers for Lombok

What the calculator counts

Most buy-vs-rent tools stop at the mortgage payment. This one counts every Dutch cost and tax on both sides — overdrachtsbelasting, notary, VVE, OZB, maintenance, mortgage interest relief (hypotheekrenteaftrek), the eigenwoningforfait and Box 3 wealth tax on the renter's invested deposit — then compares how much wealthier you are after your chosen number of years in Lombok.

Frequently asked

Is it better to buy or rent in Lombok?
It mostly comes down to how long you stay and the price in Lombok (around € 480.000). Over a short period the one-off buying costs weigh heavily; over 7–10 years buying often wins. Enter your own numbers and check the break-even year.
What is a typical price in Lombok?
Budget roughly € 480.000 for about 78 m² (€ 6.154/m²) and a free-sector rent around € 1.850/mo. These are 2026 starting points — adjust them to your own home.
Do I pay transfer tax as a first-time buyer?
If you're 18–34, buying your first home to live in, and the price is under €555,000, you pay 0% instead of 2% — the starter exemption (startersvrijstelling).

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