Buy or rent in Delfshaven?
Delfshaven · Rotterdam
Historic Delfshaven mixes a preserved old harbour with fast-changing streets around it, keeping entry prices low. That combination — a lower base with upside — is where a modest amount of appreciation can tip the sums toward buying.
Typical price
€ 340.000
Typical rent
€ 1.550/mo
Price per m²
€ 4.359
What the calculator counts
Most buy-vs-rent tools stop at the mortgage payment. This one counts every Dutch cost and tax on both sides — overdrachtsbelasting, notary, VVE, OZB, maintenance, mortgage interest relief (hypotheekrenteaftrek), the eigenwoningforfait and Box 3 wealth tax on the renter's invested deposit — then compares how much wealthier you are after your chosen number of years in Delfshaven.
Frequently asked
Is it better to buy or rent in Delfshaven?
It mostly comes down to how long you stay and the price in Delfshaven (around € 340.000). Over a short period the one-off buying costs weigh heavily; over 7–10 years buying often wins. Enter your own numbers and check the break-even year.
What is a typical price in Delfshaven?
Budget roughly € 340.000 for about 78 m² (€ 4.359/m²) and a free-sector rent around € 1.550/mo. These are 2026 starting points — adjust them to your own home.
Do I pay transfer tax as a first-time buyer?
If you're 18–34, buying your first home to live in, and the price is under €555,000, you pay 0% instead of 2% — the starter exemption (startersvrijstelling).