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WOZ value: the municipal valuation (2026)

In short

The WOZ value (WOZ-waarde) is the value your municipality assigns to your property each year under the Wet waardering onroerende zaken. It's the basis for several taxes: the OZB property tax, the eigenwoningforfait, and part of the water-board levy. The value reflects what the home was worth on 1 January of the previous year, and you can formally object (bezwaar) if you think it's too high.

What the WOZ value drives

Three things scale with your WOZ: the OZB (a small percentage of it), the eigenwoningforfait (0.35% of it added to your income), and the owner part of the water-board and sewerage charges. A higher WOZ therefore means slightly higher yearly costs — the calculator ties OZB and the forfait to it via a WOZ-to-value ratio you can adjust.

How it's set and challenged

Each municipality determines the WOZ using recent sale prices of comparable homes, referenced to 1 January of the prior year. You receive a WOZ decision (beschikking) early in the year. If it looks too high (or too low, which matters when selling), you can file a bezwaar within six weeks — free to do yourself.

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Frequently asked

What does the WOZ value affect?
Your OZB property tax, your eigenwoningforfait, and the owner share of water-board and sewerage charges. For a second home it also feeds Box 3.
Can I object to my WOZ value?
Yes. You have six weeks from the WOZ decision to file a bezwaar with the municipality, at no cost. Lower is cheaper for taxes; higher can help when selling.
Is the WOZ the same as the market price?
Not exactly. It's an administrative valuation referenced to 1 January of the previous year, so it usually lags the current market.

Related guides

Startersvrijstelling: the first-time buyer exemptionOverdrachtsbelasting: Dutch transfer taxKosten koper (k.k.): the real cost of buyingHypotheekrenteaftrek: mortgage interest reliefNHG: the National Mortgage GuaranteeBox 3: Dutch wealth taxEigenwoningforfait: the home-ownership levyErfpacht: Dutch ground leaseOZB: municipal property taxVvE: the owners' associationMortgage types: annuity, linear, interest-onlyWet Hillen: relief for a small or paid-off mortgageAankoopmakelaar: the buyer's agent
© 2026 Expatool · Educational, not financial or tax advice · 2026 Dutch tax rules.