Buy or rent in Bos en Lommer?
Bos en Lommer · Amsterdam
Bos en Lommer ("BoLo") is one of the last relatively affordable inner-ring areas, popular with first-time buyers. Under 35 and buying your first home under €555,000, the starter exemption wipes out the transfer tax entirely — a big early swing.
What the calculator counts
Most buy-vs-rent tools stop at the mortgage payment. This one counts every Dutch cost and tax on both sides — overdrachtsbelasting, notary, VVE, OZB, maintenance, mortgage interest relief (hypotheekrenteaftrek), the eigenwoningforfait and Box 3 wealth tax on the renter's invested deposit — then compares how much wealthier you are after your chosen number of years in Bos en Lommer.
Bos en Lommer note: parts of Amsterdam are on erfpacht (ground lease). If your canon isn't bought off, add the annual amount in the calculator — it's a real recurring cost that renting avoids.