Buy or rent in Oud-West?
Oud-West · Amsterdam
Oud-West blends the Ten Katemarkt, food halls and a quick tram to the centre, keeping demand and rents high. Prices sit just below Oud-Zuid, so the same buy-vs-rent question turns on your rate and horizon rather than the postcode.
What the calculator counts
Most buy-vs-rent tools stop at the mortgage payment. This one counts every Dutch cost and tax on both sides — overdrachtsbelasting, notary, VVE, OZB, maintenance, mortgage interest relief (hypotheekrenteaftrek), the eigenwoningforfait and Box 3 wealth tax on the renter's invested deposit — then compares how much wealthier you are after your chosen number of years in Oud-West.
Oud-West note: parts of Amsterdam are on erfpacht (ground lease). If your canon isn't bought off, add the annual amount in the calculator — it's a real recurring cost that renting avoids.