Buy or rent in Jordaan?
Jordaan · Amsterdam
The Jordaan's canal-side charm commands a premium that pushes prices well above the city average. Buying costs scale with the price — a 2% transfer tax alone is over €13,000 here — so the length of your stay does most of the deciding.
What the calculator counts
Most buy-vs-rent tools stop at the mortgage payment. This one counts every Dutch cost and tax on both sides — overdrachtsbelasting, notary, VVE, OZB, maintenance, mortgage interest relief (hypotheekrenteaftrek), the eigenwoningforfait and Box 3 wealth tax on the renter's invested deposit — then compares how much wealthier you are after your chosen number of years in Jordaan.
Jordaan note: parts of Amsterdam are on erfpacht (ground lease). If your canon isn't bought off, add the annual amount in the calculator — it's a real recurring cost that renting avoids.