Buy or rent in Amsterdam-Noord?
Amsterdam-Noord · Amsterdam
A free ferry from Centraal, Noord is where buyers still find newer, larger homes below the city average. Lower entry prices mean the fixed buying costs weigh more per euro, so a short stay is the one case to check carefully.
What the calculator counts
Most buy-vs-rent tools stop at the mortgage payment. This one counts every Dutch cost and tax on both sides — overdrachtsbelasting, notary, VVE, OZB, maintenance, mortgage interest relief (hypotheekrenteaftrek), the eigenwoningforfait and Box 3 wealth tax on the renter's invested deposit — then compares how much wealthier you are after your chosen number of years in Amsterdam-Noord.
Amsterdam-Noord note: parts of Amsterdam are on erfpacht (ground lease). If your canon isn't bought off, add the annual amount in the calculator — it's a real recurring cost that renting avoids.