Dutch salary calculator: gross to net
Enter a Dutch gross salary and see your 2026 take-home pay, with every tax and credit counted.
Net per month
€ 3.674
€ 44.094 net per year · effective tax 26,5%
Gross salary€ 60.000
Taxable income€ 60.000
Income tax + premiums−€ 21.832
General tax credit+€ 1.179
Labour tax credit+€ 4.747
Tax payable−€ 15.906
Net income€ 44.094
Take-home pay by salary
Frequently asked
How much do I take home?
On a € 60.000 gross annual salary you keep about € 44.094 net — roughly € 3.674 per month (including holiday allowance, averaged over 12 months).
What's deducted from my gross salary?
Income tax and national-insurance premiums, reduced by the general tax credit and the labour credit. For employees the employer pays the Zvw health contribution — it does not come out of your net pay.
Is holiday allowance included?
Yes. Holiday allowance (8%) is taxed as income. This tool works from your gross including holiday allowance and shows net per year and averaged per month.
Estimate for an employee below AOW age on 2026 rules. The employer-paid Zvw health contribution and employee-insurance premiums are not deducted from net pay. Individual situations (30% ruling specifics, allowances, other income) vary — this is educational, not tax advice.